Case Summary: Our client was rear ended by a driver who was under the influence of alcohol. The original attorney recommended settling the case quickly for a minimal amount before filing suit. Uncertain that the offer reflected the true value of the claim, the client sought a second opinion from Lonati Law Firm.
After reviewing the facts, we recommended litigation. The insurance company attempted to downplay the case, arguing the injuries were minor and representing that the defendant was a first time DUI offender who was barely over the legal limit. Through independent investigation and sworn testimony obtained during depositions, we uncovered that the driver had multiple prior DUI offenses. We also established that the insurer had not meaningfully investigated the claim before making representations about the driver’s history.
Once the full facts were exposed and liability risks became clear, the insurer tendered its full $100,000 policy limits. This case illustrates the importance of proper case valuation, thorough investigation, and a willingness to litigate when insurance companies attempt to minimize serious misconduct.
