Injury: Disc bulges, soft tissue injuries, hip labrum tear requiring surgery
Case Summary: Our client was driving near a busy commercial area when another vehicle pulled out in front of them, causing a collision severe enough to deploy airbags. The client suffered multiple injuries, including spinal disc bulges and a hip labrum tear. After conservative care and injections failed, surgery became necessary.
The at fault driver’s insurance coverage was insufficient, requiring us to pursue underinsured motorist benefits. The insurer attempted to deny the claim by arguing the injuries were degenerative due to age. Michael Lonati was able to obtain detailed medical narratives and documentation establishing clear causation from the crash. After drafting litigation documents and making clear we were prepared to file suit, the insurer paid its full $250,000 policy limits.